Sections

Sub-Sections

Benefit Amount/Limit of Liability

Excess

1. Personal Injury

Death
Permanent Total Disablement
Loss of one or more Limbs
Loss of Sight in one or both eyes

  £15,000 (£5,000 if under age 18)
  £15,000
  £15,000
  £15,000

Nil
Nil
Nil
Nil

2. Medical

  i.       Medical Expenses
  ii.      Supplementary Travel and
           Accommodation Expenses
  iii.     Emergency Repatriation
           Expense

  i.       £1,000,000

  ii.       £5,000
  iii.       Unlimited

  i.        £25

  ii.       £25
  iii.      Nil

3. Personal Belongings

  i.       Personal Belongings

  ii.       Personal Belongings Delay

(please note that emergency replacement toiletries and clothing may be purchased immediately after this time – please keep all receipts of purchases)

  i.     £750 (limit £250 for valuables/
           £250 any one article, pair or set).
  ii.    £100 after 12 hours delay

  i.        £25

  ii.        Nil

4. Money

  i.       Money

  ii.       Credit Card Misuse

  iii.       Emergency Replacement
             of Passport

  i.      £250 (limit of £100 for coins and/
          or banknotes)
  ii.     £250

  iii.    £250

  i.      £25

  ii.      £25

  iii.      £25

5. Disruption

  i.       Cancellation/Curtailment/
           Rearrangement
(This includes your course fees, travel, transfer and accomodation costs)
  ii.      Travel Delay
     a) after 12 hours;
     b)  for each 12-hour period
          thereafter.
    
     c)       Abandonment

  iii.       Missed Departure

  i.       £7,500

  ii.        
     a)       £20;
     b)       £20, (up to a maximum of
               £1,000 - this must not exceed 
               the cost of the journey) 
     c)       £7,500

   iii.       £500

   i.      £25

   ii.  
     a)Nil
     b)Nil

     c)£25

   iii.      Nil

6. Personal Liability

   £1,000,000

  Nil